Preparation · May 2026
What to review in your credit before applying
Small, practical checks that help you enter the mortgage process prepared.
Review, don’t guess
Check your credit reports for inaccuracies, understand recurring obligations and avoid major new credit commitments while preparing a mortgage application.
Protect your cash flow
A strong file is about more than a score. Stable payment habits, documented income and manageable obligations help tell a clearer story.