Ahmad HajMortgage Agent Level 1 · Licence M26001713TMG The Mortgage Group Inc. · FSRA Brokerage Licence #10315

Preparation guide · March 2026 · 5 min read

A calmer Windsor home-buying timeline

A practical sequence from early planning to closing day.

Windsor riverfront along the Detroit River
Read time5 min read
Best forPreparation
Use it toAsk better questions

Before you read

Use this as a planning guide, not a checklist you need to perfect.

Mortgage decisions are individual. Save the parts that apply to your situation, write down your questions, and use them to make a more informed next move.

Before you shop

Review your budget, mortgage options, down payment documentation and preferred neighbourhoods. Building the file early creates better decision time later.

After an accepted offer

Stay responsive to document requests, confirm closing costs with your legal professional and avoid material financial changes before closing.

Planning visual

A simple planning timeline

Prepare25
Shop35
Offer20
Close20

Illustrative timing emphasis; each purchase has its own schedule.

Save these questions

Three prompts for your next conversation.

  1. What decision am I trying to make right now?
  2. What documents or numbers would make the decision clearer?
  3. What trade-off should I understand before moving forward?