Rose City Capital
Build the all-in budget
Plan for the purchase price, down payment, Ontario land transfer tax, legal costs, inspection, moving and an appropriate reserve.
First-time home buyers in Windsor
Make your first purchase feel more prepared.
A first home is more than a mortgage payment. Start with a clear view of your budget, down payment documentation, closing costs and the next steps in your application.
Start a conversationRose City Capital
Prepare the file
Organize income, down payment and credit information early so conversations with lenders are more straightforward.
Rose City Capital
Understand the offer
A pre-approval can help you plan, but the property and your full application still need review before final approval.
Windsor & Ontario
Clear guidance begins with your actual situation.
Mortgage choices depend on your property, income, credit, down payment, plans and lender guidelines. Let’s make the next step useful.